National Credit Manager - Car Loans (10+)

Job Code: 53732

Location: Delhi/Kolkata

 

Position Title: National credit manager(car loans)

Location: Delhi/Kolkata

Position Summary

Risk appetite

1. Understand the Company’s risk appetite and operating parameters and assist business/the credit team in implementing/interpreting it to take appropriate decisions that will enable the business to build in a safe way.

Credit Risk Audits

2. Obtain and maintain satisfactory grading on Credit Risk audits, and ensure prompt follow up and clearance of issues raised

Mitigation of Risk

3. Carry out Independent review and analysis of credit applications, assess proposals from a risk perspective and approve/make recommendations to signatories

4. Minimize risk of loss by early identification of unsatisfactory exposures, initiating preventive/remedial measures and providing guidance/support to Business/Branch Managers

5. Develop robust and timely risk reporting to enable sound decisions to be made by the various Business Heads.

Impact of the market on the portfolio

6. Keep abreast of product, market and regulatory developments, and in this context conceptualizing, developing and continuously evaluating/validating risk frameworks and programs to ensure that they are relevant to business as it is operating in a dynamic and highly competitive environment.

Leading the Team

7. Will be responsible for building/recruiting Credit team and their performance through effective coaching, training and performance appraisals to achieve established Credit goals

Qualifications & Experience: 10+ yrs

- MBA / PGDBM in Business Management Finance/CA

- BFSI Industry

If you are interested to speak further on the role, please mail me with your updated CV at shalini.khandpur@neweraindia.com